What is a SWIFT Code?
A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.
SWIFT codes comprise 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in ‘XXX’) refer to the head or primary office. SWIFT codes are formatted as follows:
- First 4 characters – bank code (only letters)
- Next 2 characters – ISO 3166-1 alpha-2 country code (only letters)
- Next 2 characters – location code, passive participant will have “1” in the second character (letters and digits)
- Last 3 characters – branch code, optional – ‘XXX’ for primary office (letters and digits)
The Central Bank of Ghana as a regulatory body for all commercial bank operations in Ghana has an assigned SWIFT code for every licensed commercial bank in the country.
Search in the table below for your bank’s SWIFT code:
Bank | City | Branch | SWIFT Code |
ABSA BANK OF GHANA LIMITED | ACCRA | (ALL BRANCHES IN GHANA) | BARCGHAC |
ABSA BANK OF GHANA LIMITED | ACCRA | (OFFSHORE BANKING UNIT) | BARCGHACOBU |
ACCESS BANK (GHANA) PLC | ACCRA | 280100 | ABNGGHAC |
AGRICULTURAL DEVELOPMENT BANK | ACCRA | 80100 | ADNTGHAC |
ARB APEX BANK LIMITED | ACCRA | 70101 | AREXGHAC |
BANK OF AFRICA - GHANA LIMITED | ACCRA | 210100 | AMMAGHAC |
BANK OF GHANA | ACCRA | | BAGHGHA4 |
BANK OF GHANA | ACCRA | | BAGHGHA5 |
BANK OF GHANA | ACCRA | 10101 | BAGHGHAC |
BSIC GHANA LTD | ACCRA | 270100 | BSAHGHAC |
CAL BANK LIMITED | ACCRA | (CAL BANK CUSTODY SERVICES) | ACCCGHACCBS |
CAL BANK LIMITED | ACCRA | 140100 | ACCCGHAC |
CENTRAL SECURITIES DEPOSITORY (GH) LIMITED | ACCRA | | CSDRGHAC |
CONSOLIDATED BANK GHANA LIMITED | ACCRA | 340100 | UBGHGHAC |
CONTROLLER AND ACCOUNTANT-GENERAL'S DEPARTMENT | ACCRA | | CODGGHAC |
ECOBANK GHANA | ACCRA | | ECOCGHACCUS |
ECOBANK GHANA | ACCRA | 130101 | ECOCGHAC |
ECOBANK GHANA | KUMASI | (KUMASI BRANCH) | ECOCGHACKSI |
ECOBANK GHANA | TAKORADI | (TAKORADI BRANCH) | ECOCGHACTDI |
ECOBANK GHANA | TEMA | (TEMA BRANCH) | ECOCGHACTMA |
FBNBANK GHANA LIMITED | ACCRA | 200101 | INCEGHAC |
FIDELITY BANK GHANA LIMITED | ACCRA | 240100 | FBLIGHAC |
FIRST ATLANTIC BANK LIMITED | ACCRA | | FAMCGHAC |
FIRST NATIONAL BANK GHANA LIMITED | ACCRA | 330100 | FIRNGHAC |
GCB BANK LIMITED | ACCRA | 40199 | GHCBGHAC |
GCB BANK LIMITED | KUMASI | 40601 | GHCBGHACKSI |
GCB BANK LIMITED | TAKORADI | 40401 | GHCBGHACTDI |
GCB BANK LIMITED | TEMA | 40107 | GHCBGHACTMA |
GHANA REVENUE AUTHORITY | ACCRA | | GHRAGHAC |
GHL BANK LTD | ACCRA | 390100 | GHLLGHAC |
GUARANTY TRUST BANK (GHANA) LTD | ACCRA | 230101 | GTBIGHAC |
NATIONAL INVESTMENT BANK | ACCRA | 50131 | NIBGGHAC |
OMNIBANK GHANA LIMITED | ACCRA | 360101 | OMBLGHAC |
PRUDENTIAL BANK LIMITED | ACCRA | 180101 | PUBKGHAC |
REPUBLIC BANK (GHANA) LTD | ACCRA | (CUSTODY SERVICES) | HFCAGHACCSD |
REPUBLIC BANK (GHANA) LTD | ACCRA | 110103 | HFCAGHAC |
SOCIAL SECURITY AND NATIONAL INSURANCE TRUST | ACCRA | | SSNTGHAC |
SOCIETE GENERALE GHANA LIMITED | ACCRA | 90115 | SSEBGHAC |
SOCIETE GENERALE GHANA LIMITED | KUMASI | 90602 | SSEBGHACKSI |
SOCIETE GENERALE GHANA LIMITED | TAMALE | 90801 | SSEBGHACTAM |
STANBIC BANK GHANA LIMITED | ACCRA | 190101 | SBICGHAC |
STANDARD CHARTERED BANK GHANA LIMITED | ACCRA | (HEAD OFFICE) | SCBLGHAC |
STANDARD CHARTERED BANK GHANA LIMITED | ACCRA | (SECURITIES SERVICES UNIT) | SCBLGHACSSU |
STANDARD CHARTERED BANK GHANA LIMITED | KUMASI | | SCBLGHACKSI |
STANDARD CHARTERED BANK GHANA LIMITED | TAKORADI | | SCBLGHACTDI |
STANDARD CHARTERED BANK GHANA LIMITED | TEMA | 20106 | SCBLGHACTMA |
TAKORADI INTERNATIONAL COMPANY | TAKORADI | | TAKOGHAC |
UNITED BANK FOR AFRICA (GHANA) LTD | ACCRA | 60101 | STBGGHAC |
UNIVERSAL MERCHANT BANK LIMITED | ACCRA | 100101 | MBGHGHAC |
UNIVERSAL MERCHANT BANK LIMITED | KUMASI | 100601 | MBGHGHACKSI |
UNIVERSAL MERCHANT BANK LIMITED | TAKORADI | 100401 | MBGHGHACTDI |
UNIVERSAL MERCHANT BANK LIMITED | TEMA | 100102 | MBGHGHACTMA |
ZENITH BANK (GHANA) LIMITED | ACCRA | 120101 | ZEBLGHAC |
UNIVERSAL MERCHANT BANK LIMITED | TAKORADI | 100401 | MBGHGHACTDI |
UNIVERSAL MERCHANT BANK LIMITED | TEMA | 100102 | MBGHGHACTMA |
ZENITH BANK (GHANA) LIMITED | ACCRA | 120101 | ZEBLGHAC |