List of Licensed Private Health Insurance Companies in Ghana
The list below is licensed Private Health Insurance Companies in Ghana authorized to operate by the National Health Insurance Authority, the sole Regulator of Private Health Insurance Schemes in Ghana under the National Health Insurance Act, 2012 (Act 852).
The National Health Insurance Authority (NHIA) is mandated by the National Health Insurance Act, 2012 (Act 852) to regulate Private Health Insurance Schemes (PHIS) in Ghana.
In performing its regulatory functions the Authority registers, licenses, and supervises the operations of Private Health Insurance Companies in Ghana.
The law established two (2) types of private health insurance schemes:
- Private Mutual Health Insurance Scheme (PMHIS)
- Private Commercial Health Insurance Scheme (PCHIS)
Functions of the National Health Insurance Authority
- 1. Licenses insurers and insurance intermediaries who transact health insurance business in Ghana
- 2. Develops and disseminates guidelines for operating private health insurance schemes in consultation with relevant bodies.
- 3. Regulates to ensure compliance with the National Health Insurance Act, 2012 (ACT 852), the PHIS Guidelines, other applicable enactments, and industry best practice.
- 4. Prescribes through the Minister, minimum healthcare benefits to schemes where necessary.
- 5. Provides a bureau to which members of the public may channel their complaints for resolution.
- 6. Supervises and approves transactions between insurers, intermediaries, and reinsurers.
- 7. Engages media to sensitize the general public on private health insurance.
- 8. Take action against any person carrying on insurance business or the business of insurance intermediaries without a license.
Any person who transacts business with a Private Health Insurance Scheme other than those licensed in line with the above law does so at their own peril.
Now here is the list of all the licensed Private Health Insurance Companies operating in Ghana
| # | NAME OF SCHEME | CONTACT INFO |
|---|---|---|
| 1 | Acacia Health Insurance Limited | Address: No 5 Asoye Lane, East Legon. E-Mail:info@acaciahealthinsurance.com. Tel: +233-233- 008-821/ 233-008-810/ 302-543-738/ 302-543-734 |
| 2 | Ace Medical Insurance | Address: No. 9033 Octagon, Barnes Road, Accra Central E-Mail: info@acemedinsurance.com Website: www.acemedinsurance.com Tel: 0556778906/ 0556778907 |
| 3 | Apex Health Insurance Limited | Address: Suite 102, Zion House, No. 7 Nii Yemoh Avenue, OIC Road bShiashie- East Legon- Accra E-Mail: info@apexhealthghana.com Website: www.apexhealthghana.com Tel: +233-302-544-410/ 302-542-554 |
| 4 | Cosmopolitan Health Insurance Limited | Address: House Number E658, Pawpaw Street East Legon – Accra E-Mail: @cosmopolitanmhi.com Website: www.cosmopolitanmhi.com Tel: +233-262-761-515/ 262-762-424/ 302-540-668 |
| 5 | GLICO Healthcare Limited | Address: No. 3 Aviation Road, Adjacent Ghana Home Loans, Airport-Accra E-Mail:info@glicohealth.com Website: www.glicohealth.com Tel: +233-209-995-035/ 200-203-967/ 302-767-142/ 303-967-471/ 303-965-060 |
| 6 | Kaiser Global Health Limited | Address: No. 10 Swaniker Street,Abelenkpe – Accra. E-Mail:info@kaisermutualhc.org Website: www.kaisermutualhc.org Tel: +233-322-395-417/ 501-287-107/ 501-287-109/ 501-337-302 |
| 7 | Liberty Medical Health Scheme Limited | Address: Debrah House, Plot No. L1/5A 8,9 Adjacent Gyawu Towers Tema Motorway Roundabout, Tema E-Mail:info@libertymh.com Website: www.libertymh.com Tel: +233-302-633-933 |
| 8 | Metropolitan Health Insurance Ghana Limited | Address: Metropolitan House, 8 Tabon Link North Ridge Crescent, North Ridge, Accra Website: www.metropolitangh.com Tel: +233-302-998-809 |
| 9 | NMH Nationwide Medical Health Insurance Scheme Limited | Address: Premium Place, No. 25 Osu Avenue Road, Ako Adjei Interchange, Accra E-Mail:info@nationwidemh.com Website: www.nationwidemh.com Tel: +233-302-251-107/8 /285-410-072/2 |
| 10 | Phoenix Health Insurance | Address: C1034/4, 7th Avenue, North Ridge Accra E-Mail:info@phoenixhealthgh.com Website: www.phoenixhealthgh.com Tel: +233-207-998-163/302-671-050 |
| 11 | Premier Health Insurance Company Limited | Address: 48 Cocoa Street, Teshie Nungua Estates E-Mail:info@premierhealthinsurance.org Website: www.premierhealthinsurance.org Tel: +233-302-751-726-8/ 204-333-555-6/ 503-324-818 |
| 12 | Takaful Ghana Health Insurance | Address: Eman House, Aburi Road Oyarifa, Accra E-Mail:info@takafulghana.com Website: www.takafulghana.com Tel: +233-302-906-266 |
| 13 | Universal Health Insurance Limited | Address: Health Plaza, Community 25, Tema, Ghana Email:info@universalhealthinsurancegh.com Website:www.universalhealthinsurancegh.com Tel: +233-244934943/ 244-872-513/ 244-197-690/ 244-314-184/ 202-293-036 |
| 14 | Vitality Health Systems Limited | Address: Cidan House, A150 Commercial Center, Community 11,Tema Email: info@vitalitymh.com Tel: +233-303-301-245/ 303-309-710 |
